
Toronto
Detached in Toronto
$599,000
20 KELVIN AVENUE, Toronto, M4C5C8
MLS Number: E13420618
Beds
4
Baths
2
Listing
For Sale
Type
Detached
Square Feet
1,100 - 1,500
Fantastic opportunity for first-time buyers, investors, and builders alike! This versatile detached home is currently configured as two self-contained units, offering excellent income potential with the flexibility to easily convert back to a single-family residence. The main floor features a bedroom, living room, kitchen, and basement recreation area, while the upper level includes two bedrooms, a living room, and kitchen. Situated on a property with laneway housing potential , this home offers exciting possibilities for future expansion and added value. Ideally located close to schools, shopping, restaurants, and everyday amenities, with subway and GO Transit just a short walk away. Recent updates include a new roof (2023), dryer (2024), and washer (2025). The owned hot water tank adds further value. A rare opportunity to live, invest, redevelop, or generate rental income in a convenient, transit-friendly neighbourhood.
Estimate Tool
Mortgage Payment Calculator
Estimate monthly principal and interest, then add common carrying costs for a clearer planning number.
Down Payment
$119,800
Mortgage Amount
$479,200
Principal + Interest
$2,771 / mo
5-Year Term Payments
$166,244
Estimated Monthly Carrying Cost
$3,421
Includes principal, interest, property tax, condo fees, and heating estimates.
This is a planning estimate only. It excludes mortgage insurance, lender qualification rules, legal fees, insurance, utilities beyond heating, and other closing or ownership costs.
Helpful Guide
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If you are planning a purchase, it helps to understand the buyer process and keep your financing and closing documents organized.
