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Listing photo of 20 KELVIN AVENUE

Toronto

Detached in Toronto

$599,000

20 KELVIN AVENUE, Toronto, M4C5C8

MLS Number: E13420618

Beds

4

Baths

2

Listing

For Sale

Type

Detached

Square Feet

1,100 - 1,500

Fantastic opportunity for first-time buyers, investors, and builders alike! This versatile detached home is currently configured as two self-contained units, offering excellent income potential with the flexibility to easily convert back to a single-family residence. The main floor features a bedroom, living room, kitchen, and basement recreation area, while the upper level includes two bedrooms, a living room, and kitchen. Situated on a property with laneway housing potential , this home offers exciting possibilities for future expansion and added value. Ideally located close to schools, shopping, restaurants, and everyday amenities, with subway and GO Transit just a short walk away. Recent updates include a new roof (2023), dryer (2024), and washer (2025). The owned hot water tank adds further value. A rare opportunity to live, invest, redevelop, or generate rental income in a convenient, transit-friendly neighbourhood.

Estimate Tool

Mortgage Payment Calculator

Estimate monthly principal and interest, then add common carrying costs for a clearer planning number.

Down Payment

$119,800

Mortgage Amount

$479,200

Principal + Interest

$2,771 / mo

5-Year Term Payments

$166,244

Estimated Monthly Carrying Cost

$3,421

Includes principal, interest, property tax, condo fees, and heating estimates.

This is a planning estimate only. It excludes mortgage insurance, lender qualification rules, legal fees, insurance, utilities beyond heating, and other closing or ownership costs.

Helpful Guide

Buying advice and document help

If you are planning a purchase, it helps to understand the buyer process and keep your financing and closing documents organized.