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Payment Tool

Mortgage Payment Calculator

Estimate monthly principal and interest, then add property tax, condo fees, and heating assumptions to compare a broader monthly carrying cost.

Estimate Tool

Mortgage Payment Calculator

Estimate monthly principal and interest, then add common carrying costs for a clearer planning number.

Down Payment

$200,000

Mortgage Amount

$800,000

Principal + Interest

$4,626 / mo

5-Year Term Payments

$277,536

Estimated Monthly Carrying Cost

$5,276

Includes principal, interest, property tax, condo fees, and heating estimates.

This is a planning estimate only. It excludes mortgage insurance, lender qualification rules, legal fees, insurance, utilities beyond heating, and other closing or ownership costs.

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